Pirate Gold essentials

Pirate Gold by Pragmatic Play at Olympia Casino: how to play and what you win

A Pragmatic Play slot with free spins and a lucky treasure bag respin round, 96.50% RTP and low volatility, where small wins land often.

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Pirate Gold essentials

You're starting a pirate adventure with free spins and respin rounds

How the grid works
Pirate Gold takes you across five reels and four rows, where 40 fixed paylines carry wins from left to right. The game centres on a pirate and treasure theme, with money symbols landing across all five reels to trigger special respin rounds. Released in 2019 by Pragmatic Play, it plays as a low volatility slot, meaning small wins arrive often while large ones stay rare. Free spins and a hold-and-spin mechanic shape the bonus features.
Is this slot right for you?
You'll enjoy Pirate Gold if you prefer frequent smaller wins and like playing through bonus features without long waits between events. The low volatility and range of bets from A$0.40 to A$200 suit players who want steady gameplay at their own pace. If you chase occasional very large single wins, this slot's design pulls wins across respin rounds rather than landing them all at once, so the shape of winning may feel different from what you expect.
Money symbols trigger respins
The Lucky Treasure Bag respin round defines how a spin of Pirate Gold unfolds. When eight or more money symbols land in one spin, the game locks them and gives you three respins to collect more. Each fresh money symbol resets your respin count to three, while multiplier symbols stack to boost your total payout. This feature can retrigger, building larger wins across a single round rather than ending after the first spin.
The numbers you need to know

What you should know before playing

You want to understand the game's setup and limits before you start playing.

Pragmatic Play

FeatureAt Olympia
Game studioPragmatic Play
Return to player96.50%
Win frequencylow
Winning layout5x4

A$6 454 000

FeatureAt Olympia
Maximum payoutx32 270
Top win in dollarsA$6 454 000
Release date23/05/2019
5 steps to begin

Pirate Gold: spinning and winning

Understand what happens at each stage before you place your first wager

  1. 1

    From A$0.40 to A$200

    You set your stake from A$0.40 up to A$200, choosing how much to risk on each spin. The 40 paylines run across the five reels and remain active on every spin you take.

  2. 2

    When symbols align

    Two or more matching symbols across adjacent reels, reading left to right, form a winning combination. The paytable shows what each pair or group pays based on your stake.

  3. 3

    Pirate Gold displays the spin

    The reels spin and stop. Money symbols can land on any of the five reels and contribute towards triggering a special respin round if enough gather in one spin.

  4. 4

    Bonus symbols land

    Land three or more bonus symbols on reels two through four to unlock ten free spins. Pirate captain symbols act as wild during this bonus round, helping form more wins.

  5. 5

    Taking control of play

    You can set a session time reminder or deposit limit before you start, giving you control over your play. Gambling Help Online and other support services are available if you need them.

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Your payout guide

Which symbols pay out most in Pirate Gold

The payouts below show what you win at a A$2 bet. Land more matching symbols across the reels to increase your payout.

Best payouts

The symbol2+
Male pirate captainMale pirate captain2+ A$0.05 · 5+ A$12.50
Female pirate captainFemale pirate captain2+ A$0.05 · 5+ A$12.50
ParrotParrot2+ A$0.05 · 5+ A$7.50

Lower value symbols

The symbol2+
Ghost shipGhost ship2+ A$0.05 · 5+ A$7.50
Treasure mapTreasure map2+ A$0.05 · 5+ A$5
SpyglassSpyglass2+ A$0.05 · 5+ A$5
Pirate Gold bonus features

How do free spins and respins work in Pirate Gold?

How do bonus symbols start the free spins?

Three or more bonus symbols on reels 2 through 4 trigger 10 free spins. The pirate captain symbols act as wilds across reels 2 to 5 during this round. If 3 or more bonus symbols land again, you gain 10 additional spins with no limit on retriggering.

From money symbols to respins

Land 8 or more money symbols in one spin to enter the Lucky Treasure Bag respin round. You begin with 3 respins, reset to 3 each time a money symbol lands. Special reels hold money, retrigger and multiplier symbols. Multipliers stack to boost your collected money total; filling all 20 positions wins the grand jackpot.

How the base game grid pays you

Five reels and 4 rows form your playing grid with 40 fixed paylines that run left to right on adjacent reels. Money symbols can land on every reel. Wins form when 2 or more matching symbols align on a payline, though some symbols pay with just one.

What you cannot know

What Pirate Gold won't promise you in advance

Pirate Gold bonus timing stays unpredictable

The Free Spins round may arrive early or take many spins to trigger. No pattern shows when bonus symbols will land, and every session plays differently regardless of how long you've been spinning.

Sessions and averages: not the same thing

The RTP of 96.50% describes the long-term average across millions of spins. Your next session, your next hour, or your next hundred spins may win or lose in any direction: the maths work over time, not in any session.

Rare tops and realistic returns

The maximum win of A$6,454,000 is a ceiling so rare it belongs in the realm of possibility, not expectation. You spin for the thrill and the chance, not for a target you can count on reaching.

What you keep on average

For every 100 you stake, you get back

RTP is a long-run average calculated across millions of spins, not a promise for any single session. The 96.50% figure applies to the standard game you play each time you open Pirate Gold.

RTP 96.50% · Standard game

When you playReturn on 100 staked
Return on 100 stakedA$96.50
House advantageA$3.50
Test before you play

Pirate Gold in demo and real money modes

Learn the game free
The demo gives you unlimited credits to spin the reels and trigger bonus rounds with no money at risk. You'll see exactly how the game plays, but demo wins stay in the game.
Play demo
Pirate Gold with real stakes
Playing for money at Olympia Casino lets real wins hit your account and real losses count against your stake. Every spin carries genuine outcomes tied to your chosen bet.
Play for money
Player's quick reference

Pirate Gold: your questions settled

Where does the 96.50% RTP apply on Pirate Gold?
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The 96.50% RTP is the standard game return rate. This figure means that across all spins at this slot, players receive A$96.50 back for every A$100 wagered over the long term. The rate applies to all spins in the base game and during bonus rounds.
How often do big wins come in Pirate Gold?
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Pirate Gold is a low-volatility slot, which means small wins arrive regularly to keep you playing steadily. Larger payouts remain rare events. This pattern suits players who prefer frequent modest returns over waiting for occasional large sums.
Why do free spins trigger on Pirate Gold?
+
Land three or more Bonus symbols on reels two through four to start the free spins round with ten spins awarded. You can retrigger additional spins during the round by landing three or more Bonus symbols again, gaining another ten spins each time.
Where can your biggest win land on Pirate Gold?
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The maximum win on Pirate Gold reaches A$6,454,000 at the highest allowed bet of A$200. At the example top bet of A$5, the maximum win is A$161,350. These totals include payouts from the base game and all bonus features combined.
Can I bet as little as A$2 on Pirate Gold?
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You can place bets from A$0.40 up to A$200 per spin on Pirate Gold. The A$2 bet shown is an example of the range available to you, not the minimum. Choose any stake within these limits that suits your session.
4 key steps

What limits will protect your session?

You've set boundaries for your session and know when to step away from Pirate Gold.

Budget first, play after
Decide how much you can comfortably spend on Pirate Gold before you start playing. Set your budget as money you can afford to lose, and stick to it for the session.
Know your exit point
Choose a stopping point in advance, whether you hit a win or keep spinning. Walk away when you reach that point, even if the game feels close to a big moment.
Limits do the work
Set deposit and loss limits on your account to keep your spending within bounds. These tools work across all games at Olympia Casino, giving you automatic control.
When fun turns serious
If Pirate Gold stops being enjoyable or you feel the urge to chase losses, take a break or use BetStop to self-exclude from all Australian online casinos. Support is available through Gambling Help Online and Lifeline Australia.